3.5 Article 8(8) of CCD2

Article 8(8) of CCD2 provides for Member States to decide whether to prohibit advertisements that they deem to be risky. Specifically advertising that accentuates the ease or speed which the credit can be obtained, that provides for a discount that is conditional on accepting credit, or which offers payment breaks of more than three months for the repayment of instalments.  

Question 5 – Should Ireland prohibit advertising of credit that accentuates the ease or speed which the credit can be obtained, that provides for a discount conditional on accepting credit, or which offers payment breaks of more than three months for the repayment of instalments?