Annex 2 - Abbreviations

A2A

Account to Account

AIE

Access to Information on the Environment regulations 2007-2018

AISPs

Account Information Service Providers

API

Application Programing Interface

ART

Asset Reference Token

ATM

Automated Teller Machine

BIC

Bank Identifier Code

BPFI

Banking and Payment Federation Ireland

CBDC

Central Bank Digital Currency

Central Bank

Central Bank of Ireland

CIT

Cash-in-transit

ComReg

Commission for Communications Regulations

DLT

Distributed ledger technology

DORA

Digital Operational Resilience Act

ECB

European Central Bank

EMI

E-Money Institution

EMT

E-Money Token

EU

European Union

FOI

Freedom of Information

FSAP

Financial Stability Assessment Program

FinTech

Financial Technology Firm

FOI

Freedom of Information Act 2014

GDPR

General Data Protection Regulation

IAD

Independent ATM Deployer

IBAN

International Bank Account Number

IMF

International Monetary Fund

IPCC

Irish Paper Clearing Company

MICAR

Markets in Crypto Assets Regulation

NPP

National Payment Plan

NPS

National Payments Strategy

OTC

Over The Counter

PI

Payment Institution

PISP

Payment Initiation Service Providers

PoS

Point of Sale

PSD2

Second Payment Services Directive

PSD3

Proposal for a Third Payment Services Directive

PSP

Payment Service Provider

PSR

Proposal for a Payment Services Regulation

RBR

Retail Banking Review

RTGSS

Real Time Gross Settlement System

RTP

Request to Pay

SCA

Strong Customer Authentication

SEPA

Single Euro Payments Area

SCT Inst

SEPA Instant Credit Transfer

SME

Small or Medium Enterprise

SPACE

Study on the Payment Attitudes of Consumers in the euro area

ToR

Terms of Reference