Unique Reference Number: 
DFIN-C8-1
Status: 
Submitted
Author: 
Brokers Ireland

3.20 Article 32(5) of CCD2

Intermediaries must be remunerated for the work they undertake in relation to credit agreements. If an intermediary is undertaking to advise a consumer on the most suitable option for them, they should be allowed to be remunerated by that consumer regardless of whether the consumer enters into a mortgage agreement or not.

We therefore believe that payments should not be forbidden or restricted until the conclusion of a mortgage agreement.