No. The Consumer Protection Code is currently being reviewed and has provisions relating to safeguarding customers in vulnerable circumstances. We think it would be beneficial and prudent to wait under the outcome of the Central Bank led process rather than front run it. The European Accessibility Act enters into force in June 2025 which may lead to further changes. A holistic approach should be taken across the CCD2, CPC and Accessibility Act 2025 to ensure consistency and efficiency in implementation by firms.