Submissions by topics "Should Ireland exempt such credit agreements as described above?"
|
No, credit for amounts under €200, that are interest free or repayable within three months should not be exempt from the provisions of the CCD2.
During financial pinch points for consumers...
|
Yes, for credit agreements under €200, exemptions from advertising requirements and detailed disclosures should be considered. While consumer awareness is important, excessive regulations can make...
|
|
No, all credit agreements should have the same protections for the consumer. Any credit agreement that has the potential for interest to be applied at some point should be subject to the same...
|
Yes. We believe the exemption for interest (and charge) free loans should continue. This exemption currently exists in several pieces of Irish legislation, including the Consumer Credit Act 1995,...
|
|
Yes. Credit agreements for amounts under €200 should be exempt from advertising, pre-contractual information on credit agreements and information to be included in credit agreements. Whilst...
|
Klarna has consistently supported proportionate regulation for BNPL services, recognising the importance of safeguarding consumers while fostering innovation in the credit market.
BNPL offers...
|
|
In order to apply proportionality, loans under €200 should be exempt from the provisions outlined in Article 2(8). Interest-free loans should still be subject to the requirements as non-payment of...
|