Submissions by topics "Should there be more stringent consumer protection provisions above those provided for in Article 25 of CCD2?"
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Yes, there should be more protections for overrunning current accounts.
In relation to withdrawing an overrun facility, a notice period of 90 days, instead of the 30 days outlined in Article 25...
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No. Ireland is already subject to stringent rules on overrunning, with reference to the Consumer Credit Act 1995 and the Consumer Protection Code.
We are not aware of issues, in the context of...
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The requirements set out under the CCD2 are sufficient to regulate Overdraft facilities, there is not a need for more stringent provisions.
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