2. Structure of the Public Consultation Paper
2. Structure of the public consultation paper
This consultation is divided into seven sections. Each section sets out the context and asks questions that guide stakeholders in their responses. The deadline for responses is 14 February 2024. Responses received after this deadline may not be considered. For your convenience, all of the questions included in this consultation paper are also consolidated in Annex 3.
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Section number |
Section name |
Brief description of section |
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1 |
Introduction ....................... |
Outlines current status of the NPS, and how the Department of Finance is engaging with stakeholders.. ....................................................................................... |
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2 |
Structure of the consultation paper |
Provides an overview of each section that is contained within the public consultation paper. |
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3 |
Objectives of the NPS |
There are four principles for the NPS, how these are interpreted and considered by the NPS is discussed. |
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4 |
Payments roadmap |
Sets out the current payment landscape in Ireland. |
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4.1 |
Review of the NPP |
Reviews the outcomes of the 2013 NPP. |
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4.2 |
Digital payments, cash and cheques |
Describes the usage and trends of digital payments, cash and cheques in Ireland. |
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4.3 |
Consumer preference |
Describes consumer preferences in relation to various payment methods. |
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4.4 |
Instant payments |
Outlines the limited take up of instant payments. |
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4.5 |
Payment fraud |
Outlines the evolving issue of payment fraud. |
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4.6 |
Open banking |
Outlines the challenges to open banking and digital exclusion. |
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4.7 |
Digital euro |
Outlines the role of a digital euro and current preparations. |
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4.8 |
Crypto-assets |
Describes current developments and arising issues in relation to crypto-assets. |
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4.9 |
Data collection and analysis |
Outlines issues around data in the payments market. |
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5 |
Access to cash |
Provides an overview of the current access of cash in Ireland and the European context. |
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5.1 |
Cash usage in Ireland |
Outlines the current levels of cash usage in Ireland. |
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5.2 |
Future changes to the legislative access to cash criteria |
What if any changes should be made to the criteria for “reasonable access” to cash in the medium to long term. |
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6 |
Acceptance of cash |
Provides an overview of the current acceptance of cash in Ireland and the European context. |
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6.1 |
Cash acceptance for key sectors |
Describes the current EU Legal tender proposal and the considerations for domestic legislation on this topic. |
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6.2 |
Government policy on cash acceptance |
Outlines the role of cash current for public bodies and considerations for a cross-government policy on cash. |
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7 |
Providing feedback and next steps |
Outlines how stakeholders can respond to this consultation paper along with the next steps in the NPS process. |
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Glossary |
Description of key terms used in the consultation paper. |
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Annexes |
Annex 1 – Terms of reference Annex 2 – Abbreviations Annex 3 – Consultation questions |